Updated: April 24, 2025

 

High quality of life and low cost of living in Portugal

What is the cost of living in Portugal in 2025? Is it expensive to live in Portugal? If you’re traveling from an expensive city in the US, Canada, or the UK, you’ll find your money stretches a lot further in Portugal, especially when it comes to healthcare, housing, and food. Offering the lowest costs of living in Western Europe, the estimated monthly costs in Portugal are about €1,200 – €2,500, but this will largely depend on your lifestyle and where you choose to live.

While the country’s sun-drenched beaches and charming cities are major draws, the relatively low cost of living is what truly sets Portugal apart. According to Numbeo, the average cost of living in Portugal is 29.1 percent less than in France and 28.8 percent cheaper than in Germany. When it comes to the cost of living in Spain vs Portugal, the average living cost in Spain is 5.1 percent higher.

Despite its affordability, Portugal maintains a high quality of life, consistently ranking among the best in global quality-of-life indexes. For example, the country is ranked in the 6th position in Global Citizen Solutions’ Quality of Life Index.

In this article, we’ll break down the cost of living in Portugal, covering everything from rent and groceries to everyday expenses, helping you navigate life in one of Western Europe’s most budget-friendly destinations.

The Cost of Housing in Portugal

luxury-villa-in-portugalThe cost of housing in Portugal remains affordable by Western European standards, although prices have been rising in key areas, such as Lisbon, the Algarve, and Porto. In 2024, the average asking price for a property in the Lisbon Metropolitan Area is €4,935 per square meter, while in the Porto Metropolitan Area and the Algarve, it stands at €3,937 and €4,385 respectively. 

However, more budget-friendly options can be found in Portugal’s central, northern, and Alentejo regions, where property prices are significantly lower. Given these factors, many expats consider buying property a better long-term investment than renting. Our Portugal House Prices guide offers a better overview of house prices across the country.

If financing is required, Portugal offers mortgage options for both residents and non-residents. A mortgage is a widely followed path to finance a property investment in Portugal. Interest rates start at around 3 percent per year for a 30 percent loan-to-value mortgage. Fixed-rate options are also available at around 4 percent for up to five years. You can see more information about financing your property in our article How to Get a Mortgage in Portugal.

Renting remains a practical option for those not ready to purchase a home. Rental prices vary widely, with the cost of living in Portugal per month for a one-bedroom apartment in central Lisbon averaging €1,402, while more affordable rental prices exist outside the city center at around €1,075.

Smaller cities and rural areas offer significantly lower rent prices. In high-demand locations like Lisbon and Porto, shared housing is a common and cost-effective choice, particularly among students and young professionals.

Take a look at Our Guide to Living in Portugal as an American

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Utility Costs in Portugal

After drawing up a budget for your housing and properties, you need to monitor your utilities and home service expenses. Utility bills, including electricity, water, and internet, are typically lower than in many other European countries.

The utilities include heating, water, electricity, garbage collection, mobile tariff, internet, and much more. The data on Numbeo suggests that the utility bills come to around €115 a month in an 85m² apartment. If you want to know how affordable this is, you need to check the same expenses with other countries. For instance, in the UK, this is about €240.

If you live in southern Portugal, you will likely want to have air conditioning during summer, which increases your electricity bill. In general, you might need to heat the apartment during Portugal’s mild winter, as houses can get pretty cold in the winter months. You will want to factor these two things into your Portugal living cost. 

Here are the average monthly utility costs in Portugal, which might vary based on your usage. Note that the water bills are issued every two months.

Electricity and Bills expenses

Portugal’s Cost Per Month

Cost of electricity, water, gas, and garbage collection

€115

Local mobile phone monthly plan with calls and 10GB data

 €19

Internet packages (unlimited data, 60Mbps or more, cable/ADSL)

€37

Transportation Costs in Portugal

lisbon real estatePortugal is one of the most beautiful countries in Western Europe, with stunning beaches, incredible food, wine, and picturesque towns. It would be a shame not to explore it all. Fortunately, the public transport costs are fairly affordable in and around Portugal.

Public transportation is well-developed and affordable, with a monthly pass costing between €30 and €40.

The petrol cost is slightly expensive in Portugal, costing €1.71 per liter. You can find affordable taxi fees, although Uber and Bolt offer even cheaper fares. The average taxi fee is €3.50 and increases by €0.99 per kilometer.

In 2023, Portugal also became one of the latest European countries to introduce a cross-country train ticket to boost sustainable travel. The monthly pass for this cross-country train ticket costs €20 and allows unlimited journeys on Portugal’s regional trains.

Suppose you prefer the convenience of having your own car in Portugal, you will be happy to know that a new or equivalent quality Volkswagen Golf 1.4 90 KW Trendline car costs €30,000. This is cheaper in Portugal than it is in other European countries like Spain, where the same care will cost you €33,365.

Cost of Dining Out in Portugal

Similar to every other cost, dining out in Portugal is also affordable. You can easily dine out two times a week and not feel guilty about it. Portugal has a reputation for incredible food and wine, with delicious fresh seafood. You can enjoy high-quality food without the premium price tag, which is usually the case in other countries in Western Europe. 

You can eat a regular solid meal in an inexpensive restaurant in Portugal for €8-€15 and a drink or two at a reasonable price. A glass of wine for €3 and a beer for around €2. For more information, refer to the below table:

Item

Cost (in Euros)

Meal at an Inexpensive Restaurant

€10

Three-Course Meal for Two (Mid-Range)

€45

Domestic Beer (0.5 liters)

€2.50

Imported Beer (0.33 liters)

€3

Cappucino (regular)

€1.85

Water (0.33 liters)

€1.20

Coke/Pepsi (0.33 liters)

€1.69

Everyday Bills/Expenses in Portugal

When you are not eating out, you will require some basic essentials at home to cook for yourself.

Taking the cost of living in Portugal for a single person into account, the grocery prices are reasonable. A typical monthly grocery bill for a single person will range from €150 to €350, depending on lifestyle and location.

Portugal’s long coastline also makes fish prices highly affordable. Below is a detailed list of essentials and their average cost.

Item

Cost (in Euros)

Milk (regular, 1 liter)

€0.94

White rice (1kg)

€1.40

Local cheese (1kg)

€10.36

Loaf of fresh white bread (500g)

€1.36

Eggs (regular, 12)

€2.68

Beef round (1kg)

€12.46

Chicken fillet (1kg)

€6.65

Banana (1kg)

€1.28

Apples (1kg)

€1.94

Oranges (1kg)

€1.61

Potato (1kg)

€1.49

Tomato (1kg)

€2.18

Onion (1kg)

€1.74

Lettuce (1 head)

€1.39

Cigarette (20 pack, Marlboro)

€5.50

Source: Numbeo

Healthcare Costs in Portugal

Healthcare-in-PortugalAccording to the latest ranking of the world’s health systems by the World Health Organization, Portugal ranks 12th. Portugal also ranks 23rd in the world on the 2024 World Index of Healthcare Innovation.

There are two categories of healthcare systems in Portugal, namely, public healthcare and private healthcare. Public healthcare is almost free for all citizens and legal residents. There will be healthcare costs associated with selected procedures, which include visiting a family doctor, the emergency room, or taking a diagnostic examination. The fee can be anything from €5 to €20. The diagnostic exams cost no more than €40.

Private healthcare in Portugal is more expensive than the public healthcare system. Without private health insurance, you’ll have to pay an average of €40 to €50 for a doctor’s appointment.

Private health insurance varies depending on your insurance plan. There are different types of private health insurance plans in Portugal, and you’ll need to choose one that suits you the best. The prices of private health insurance plans, on average, are around €400 a year. Prices can go as high as €1,000 when you choose a more comprehensive insurance plan.

 

Cost of Leisure Activities in Portugal

Portugal is an active and vibrant country, with people enjoying their sports, spa, and much more during their leisure time. They have an ample amount of football fields, tennis clubs, golf courses, equestrian facilities, and white-water rafting. They even made an initiative to install “Parque Ambiental”, which are parks for recreational activities, such as walking, climbing walls, bicycle routes, and other endeavors.

If you are a movie buff, the country has a lot of movie theaters, where they show English language movies in the original language with Portuguese subtitles.

Here are some of the sports and leisure activities in Portugal and their average cost:

Item

Cost (in Euros)

Fitness Club (Monthly fee for one adult)

€38.19

Cinema International Release (1 seat)

€7.70

Tennis Court (One hour in a weekend)

€14

Cost of Childcare in Portugal

schoolIn Portugal, public schools offer basic education for free to both citizens and foreign residents until the students are nine years old. Lessons are taught in Portuguese.

If you opt for a private school, you must pay the required amount for the education.

Private schools charge between €400 and €500 per month from primary to high school, which does not include the enrollment fee and book fees. Portugal also has English-speaking international schools, where the tuition fees are around €10,450 per year (varies per school), in addition to the enrollment fees, books, uniforms, etc.

Take a look at Our Guide to Living in Portugal as an American

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Cost of Living in Portugal: Final Thoughts

So, is Portugal cheap? How much does it cost to live in Portugal? Well, we’ve answered this in detail. The cost to live in Portugal is, in many ways, much more affordable than in other Western European countries. Also, comparing the Portugal cost of living vs US, Portugal also comes out as being much more friendly on the wallet. From utilities to healthcare, you’ll likely find that your money stretches further.

If you’re considering a move to Portugal, our partner, Global Citizen Solutions, will be able to offer you expert advice and guidance on your journey to moving to Portugal. Global Citizen Solutions is a multidisciplinary firm offering bespoke residence and citizenship solutions in Europe and the Caribbean.

Here at Goldcrest, we also offer you expert advice and personalized guidance to finding your dream home in Portugal at an affordable price. From providing you with access to exclusive property listings to negotiating the best prices, we ensure all your requirements are met and your needs are treated as our only priority. If you’d like to know more, feel free to reach out to us by filling out the contact form below and we’ll be in touch.

Frequently Asked Questions About Portugal Cost of Living

Being the most affordable country in Western Europe is one of the top ten reasons to move to Portugal. For a family of four, you’ll need about €2,413, excluding rent, while the cost of living in Portugal for a single person is €682, excluding rent. On average, consumer prices in Portugal are almost 37 percent lower than in the USA. Rent prices in Portugal are 47 percent lower than in the United States. 

The cost of living in Portugal for a single person is a bit more expensive in Porto or Lisbon, where you’ll need about €1,200 to €1,500 a month. However, you can get by on way less in smaller towns or in lesser-known areas. For example, the cost of living in Guarda, a stunning city in Central Portugal, will be much more affordable than in Lisbon.  

You can live comfortably in Portugal on $2,000 a month, which amounts to €1,848, well above the Portuguese minimum wage. According to Numbeo, a one-bedroom apartment in Lisbon or Porto city center will cost about €1,000 – €1,400, and grocery prices at local markets are available at a reasonable cost and should come well within your budget if you spend it wisely.

Portugal is cheaper to live in than the US. Just about everything, healthcare costs, groceries, transportation, and properties are available at a more reasonable average price when you look at the cost of living in Portugal vs US. In Lisbon, rent for a property is 47.9 percent, consumer prices are 46.6 percent, and restaurant prices are 40.1 percent lower than in Washington, DC.

The public healthcare system is mostly free for residents and Portuguese citizens. However, you need to pay a small amount for a few procedures, such as diagnostic examinations, visiting a certain doctor, or visiting the emergency room.

Portugal has one of the lowest costs of living in Western Europe, where a couple can enjoy a comfortable lifestyle for €1,700 to €3,000 per month, depending on where they choose to live and their personal lifestyle and spending needs. Comparing Portugal cost of living vs US, Portugal’s living costs are 33.4 percent lower.

It depends greatly on your lifestyle and the city you choose to live in. The estimated monthly expenses for a family of four are €2,413 ($2,610), excluding rent. The monthly cost of living in Portugal for a single person is estimated to be €682 ($737), also excluding rent. The cost of living in Portugal is, on average, 36.7 percent lower than in the United States. 

However, the average monthly salary in Portugal is low, but the affordable cost of living makes up for the low income. The average monthly salary after taxes comes to around €1,200, and many locals in Portugal get by with less than €800 a month. Additionally, the cost of living for a couple in smaller cities in Portugal is around €1700, while living in a major city like Lisbon will cost upwards of €2,000 a month. 

According to Numbeo, the cost of living in Portugal for a family of four can be around €2,413, excluding the rent. Before you take the leap, reach out to online communities or an acquaintance living in Portugal as an expat. You can seek advice on the lifestyle Portugal offers and ask for information to help you create a sample monthly budget based on Portugal’s costs compared to your low-cost living in your home country.

In 2025, the average monthly salary in Portugal is estimated to be around €1,200, with a minimum wage of €870. Considering this income range, the cost of living in Portugal vs USA is still exceptionally affordable as Portugal offers significantly low-cost rent prices, transport prices, restaurant prices, school costs – including public and private universities – and general living costs.

Portugal has one of the lowest costs of living in Western Europe, where a couple can enjoy a comfortable lifestyle for €1,700 to €3,000 per month, depending on where they choose to live and their personal lifestyle and spending needs.

A single person typically spends around €1,200-€2,500 per month, including rent, though expenses vary by location, with living costs being higher in major cities such as Lisbon and Porto, and in the Algarve region in the south of Portugal.

According to Numbeo, rent prices in the United States are 43.3 percent higher than in Portugal. The USA cost for rent in Portugal is $1,519 (€1,402) for a single-bedroom apartment in the city center, while a single-bedroom apartment will cost $1,165 (€1,075) outside the city center. Bear in mind that housing prices and the cost of living in Portugal for a family of four will be higher than the average price. If you are asking yourself, “How much to live in Portugal?”, it’s likely a lot less than in the USA.

Yes, it’s possible to live comfortably in Portugal on $3,000 a month, but this will depend on your lifestyle and location. Typically, this budget covers basic needs like accommodation, food, transport, and utilities. However, pricier regions might demand stricter financial planning to maintain a comfortable standard of living. 

Yes, Portugal is considered to be one of the most affordable countries Western Europe to live in. The country has a much lower living cost compared to several other European countries, making it an attractive option for those looking for an affordable place to live.  

Costs will vary depending on the location, with Lisbon, in particular, having higher living costs. It’s worth bearing in mind, however, that, when answering the question “Is Portugal cheap?”, this will really depend on your lifestyle, where you aim to live, and your current living costs.

Portugal is generally more affordable than most Western European countries, with lower housing, dining, and transportation costs. For example, the average cost of living in Portugal is 29.1 percent less than in France.

Bear in mind, however, that wages are lower in Portugal than in other Western European countries. Lisbon and Porto are more expensive than smaller towns but remain competitive compared to major European capitals.

When comparing the cost of living in Portugal vs USA, Portugal is significantly cheaper. The cost of living in Portugal for a single person (monthly cost) without rent is around €682 ($737). In comparison to Washington DC, Lisbon is approximately 42.8 percent cheaper overall.

For non-EU/non-EEA/non-Swiss citizens, you will need to secure a visa, such as the D7 Visa (for retirees and passive income earners), the Digital Nomad Visa (for remote workers) or the Golden Visa (for investors), although there are several other residency options on the table. EU citizens can move freely. Consulting an immigration expert, such as Global Citizen Solutions, helps streamline the process.

Lisbon is more affordable than California, with the cost of living in Lisbon about 36.4 percent cheaper than in Sacramento, 36.8 percent cheaper than Los Angeles, and 46.5 percent lower than San Francisco. These percentages are from Numbeo taking into account the living costs in these cities (not including rent).

Portugal has seen hundreds of expats relocate to the country over the last decade. Below are some of the pros and cons of living in Portugal. 

  • Pros: Exceptionally affordable cost of living, excellent climate, high safety, good healthcare, and welcoming locals.
  • Cons: Lower salaries, bureaucratic processes, limited job market in certain industries, and occasional language barriers outside major cities.

A couple can live comfortably in Portugal on €1,700–€3,000 per month, depending on the location and lifestyle. Lisbon and Porto are pricier, although still fairly affordable compared to other European destinations, while smaller towns or rural areas offer more affordable living options. Healthcare and dining out stand out as extremely affordable compared with the USA and other Western European countries.

The cost of living in Portugal for international students depends on the city they choose to study in. International students can expect to spend €800–€1,500 per month, depending on rent and lifestyle. Student housing or shared apartments cost €300–€700 depending on the location. Dining, transport, and entertainment are also affordable compared to other Western European countries.

Portuguese public and private universities in Portugal offer some of the most affordable degrees in Europe, and it is a very good place to improve your Portuguese language skills. Even though the tuition fees are cheap, you are required to cover other costs during your stay, such as food, accommodation, study materials, and so on.

The cost of utilities in Portugal, including electricity, water, gas, and garbage collection, is around €115 per month. This is quite affordable as, in the UK for example, this would cost around €240.

Public schools are free, but private and international schools tuition fees range anywhere from €5,400 to €20,000 per year. Childcare costs vary, with daycare fees between €300–€600 per month. Nannies and babysitters are more affordable than in many Western countries, making childcare relatively accessible.

Portugal’s electricity prices are among the highest in Europe, but overall utility costs remain moderate due to lower consumption levels. Gas and water are reasonably priced, and internet costs are competitive. Compared to Northern Europe, Portugal is slightly cheaper but not the lowest in the region.

Americans will find living in Portugal to be quite affordable compared to the USA, particularly when it comes to healthcare and property costs when buying outside the key cities. Looking at Portugal compared to Washington, DC, you will find that the cost of living in Portugal in US dollars is much cheaper.

The cost of living in Portugal for a single person (estimated monthly expenses) without rent is around €682 ($737). In comparison to Washington DC, Lisbon is approximately 42.8 percent cheaper overall.

This will completely depend on your lifestyle and where you live in Portugal. The cost of living in Portugal for retirees is €1,300-€1,500 per month in small towns or €1,700 – €2,000 in larger urban areas such as Lisbon or Porto.

If you decide to retire in Portugal, you will definitely live a very comfortable and relaxed lifestyle and will find most things are very reasonably priced, from public transport to groceries and healthcare to property prices.

Lisbon, the vibrant and active capital of Portugal, is more expensive than the other cities, as is the Algarve region in the south of the country. If you are looking for luxurious, high-priced properties with extra facilities, such as a gym or a pool, then the costs might go higher, as they will if you partake in luxury shopping in Portugal. However, the cost of living in Lisbon is much lower and more affordable than in other European capitals.  

If you are interested in learning more about living costs in Lisbon, please check out our guide to the cost of living in Lisbon.